Worse yet, many calls that are spoofed to look like a local number. We’ve all been greatly annoyed by these scam phone calls that come from a foreign or strange looking phone number. The “V” in Vishing stands for voice call scams. In that case, just be extra careful and pay close attention to who is sending you the link. Of course, friends may send you links to websites or videos. Never click on a link associated with an account you may have, such as a bank account or any online account, including Spotify or Facebook. How to Protect Yourself: Be careful when clicking links in a text. It may be a great deal on something but by clicking you may end up paying for something you won’t receive. SMishing may also come in the form of a positive message. To trick you into giving over your personal information. Most often these are security texts which appears to be from a bank stating that something is wrong with your account. Now, we need to be also be on the look out for SMishing scams on our phones. There has been a lot of information about email scams over the past few years. Just like Phishing, criminals who want to steal your information or money cast a wide net via text to catch people off guard. It is called SMishing because texting is also known as SMS (short message services). SMishing is when a scammer sends a message to you via text. You can see how easy it would be to click the link since you just sent a package. Shortly afterward, an email arrives stating that there is something wrong with your shipment. For example, let’s say you just ordered a package from Amazon. Phishing only works because people are not paying attention. Log in from there and check to see if there are any issues with your account. Simply go to your web browser and visit your account’s website directly or by using a bookmark you’ve created. How to Protect Yourself: Never click on a link you receive in an email, even if you think the email is legitimate from an account you have. This will give the scammer access to the user’s real account in order to steal their identity. By doing so they will log in to a fake website and the scammer will capture their username and password. But many other people getting the same email could be tricked into clicking the link. It may be for a company you don’t have an account to. In the same way an online scammer will send the same email to millions of people. Not all the fish will be caught, but many will. Imagine someone fishing from a boat with a large net. But the person fishing knows there may be at least one fish that will take a bite and be hooked. They don’t see the fish or know whether any of them are even interested in the bait on the hook. They don’t know how many fish are in the lake. Someone fishing on a lake will cast their hook out into the water. The term was created to sound like the word ‘fishing’. You may not even use one of these services and wonder why they are targeting you. Basically, any online account you may or may not have is fair game. They will pose as a legitimate company, such as a bank, an online streaming service or social media platform. Most often, a scammer will invite you to click a link to gain access to your personal information. Phishing happens when a scam is sent to you via email. Here is what each of them mean and how you can protect yourself if presented by one of these methods. There are three main ways scam artists use to get your attention and fool you. Let’s review what these methods are and also give you some tips on how to confirm whether an email, text or phone call is legitimate or not. Once you are more attentive to the methods online scammer use, you’ll be more quipped to recognize them and even more importantly, ignore them. They do this by stealing your personal information and having you pay for something you don’t need. The key to keeping yourself safe from getting scammed is to be aware of various methods scammers use to try and trick you. Scams may be on your smart phone via text, in an email and even in the form of a phone call. These scams are common and come in a variety of ways. Anyone who is connected to the internet will be a target of online scams.
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